Page 12 - Benefits-Guide-2020

Advocacy
For Our Delta Family
Medicare Enrollment Advocate
All Delta retirees, pensioners, spouses, and survivors have access to a Medicare Enrollment Advocate. And it’s free regardless of whether or not you choose to get your health coverage through
the Insurance Trust.
When you contact a Medicare Enrollment Advocate, you’ll get unbiased advice
to help make sense of your Medicare options: choose a plan, compare pricing and benefits, and more.
Your Medicare Enrollment Advocate can assist with the following:
• Explain how Medicare works, including Part A, Part B, Part C, and Part D
• Explain what Medicare does and does not cover
• Explain your options to fill Medicare’s gaps
• Explain what to expect in the way of out-of-
pocket expenses and premium payments
• Explain different plan options, including those offered by the Insurance Trust as well as plans available elsewhere
• Explain how to avoid costly late-enrollment penalties
• Explain what to do if you plan to keep working past age 65
• Explain how to sign up for Medicare and when to do it
Remember, anyone eligible for
the Insurance Trust plan may
use a Medicare Enrollment Advocate, regardless of the coverage selected. This unbiased resource is available pre- and post- enrollment, at no cost, Monday through Friday, from 8 a.m.
to midnight (EST). Just call (877) 325-7265, and select Option 2.
12 | Insurance Trust For Delta Retirees | 2020 Benefits & Resources Guide