Page 18 - Benefits-Guide-2020

Life
Insurance
Additional Benefits
If you purchase a MetLife voluntary life insurance
policy through the Insurance Trust, your premium payment includes a face-to-face meeting to prepare a “last will and testament.” It’s free-of- charge to use one of MetLife’s attorneys, or you can receive a stipend to use towards any attorney of your choice.
The same program covers certain probate services in the event of your death or your spouse’s death, free of charge by a covered attorney.
Delta Air Lines retirees have a unique opportunity to purchase affordable term life insurance without a medical exam. In fact, you may not even require a medical questionnaire, and the premium stays the same for the term of your policy.
Benefits of $25,000; $75,000; and $150,000 are available. (Benefit levels are less for insureds age 66 to 79.)
The Insurance Trust has negotiated special group rates with MetLife to offer this voluntary life insurance with rates starting as low as $1,440
per year. However, this unique opportunity is only available for 60 days following your 65th birthday, or your retirement date – whichever comes later. Plus, you must apply before you turn 80 years old.
Enrolling is a one-time opportunity and is time-sensitive. For more information about rates, coverage, and other questions, contact MetLife at (866) 492-6983, Monday through Friday, 8 a.m. to 11 p.m. (EST).
18 | Insurance Trust For Delta Retirees | 2020 Benefits & Resources Guide