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Frequently
Asked Questions
If I am already enrolled will I receive new ID cards for 2021?
Current Medicare Advantage Plan Members, new Members and any Members changing Medical Plans will receive new ID cards. Supplement-type Plan Members not making changes will continue to use their current ID cards into 2021.
All Dental Plan Members will receive new Delta Dental ID cards.
Can I elect Medical and Prescription Drug coverage separately?
No, you must elect both Medical and Prescription drug coverage together, unless you are covered by the VA
or TRICARE.
If you are currently receiving your prescription benefits through the VA or TRICARE, you may be eligible to waive the Insurance Trust Plan’s Prescription Drug coverage. Please call the Retiree Service Center at (877) 325-7265, Option 1 for details.
What plans do you offer?
We offer Medicare plans from Anthem Blue Cross Blue Shield. Enrollment in the Trust’s Prescription Drug Plan from Express Scripts is automatic (unless you have VA/TRICARE benefits) when you join a Medicare Plan. In addition, we offer dental and vision.
When should I enroll in coverage?
You can enroll as early as three months before the month in which you turn 65. Enrolling 45 to 60 days prior to your birthday month allows enough time to set you up for coverage and for you to receive ID cards for your plan(s).
If you already turned 65 and previously selected another Medicare plan, and have never been enrolled in a plan with the Insurance Trust, you may enroll during the Annual Enrollment Period (October 12th through December 31st).
If you’re eligible for Medicare but continue to work for Delta, you should enroll before your retirement date. You must enroll no later than the month your employer group health coverage ends or within eight months of separating from your employer, whichever is sooner.
20 | Insurance Trust For Delta Retirees | 2021 Benefits & Resources Guide