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Frequently
Asked Questions
Can I change my Medical, Dental or Vision Plan elections during the year?
Medical, dental, or vision plan elections are made on a calendar year basis.
You can change your choice of Medical, Dental or Vision plan options during annual enrollment.
Are there penalties for late enrollment?
The Trust Plan does not impose a penalty for late enrollment. However Medicare will assess a late enrollment penalty (LEP) if you fail to enroll during your initial Medicare enrollment period and had no other credible coverage. You may incur an increase in premiums. Contact a Personal Health Advocate with questions at (877) 325-7265, Option 2.
Will my insurance premiums increase based on my age?
No, the Insurance Trust plans are group plans designed to keep your overall cost down. Age does not affect the cost you pay for coverage.
Insurance Trust For Delta Retirees | 2020 Benefits & Resources Guide | 23
