Page 9 - Benefits-Guide-2020

Our Supplement-Type plans offer complete flexibility with low or no out- of-pocket expenses. And, like all of our Medicare products, our Supplement-type plan is provided by Anthem Blue Cross Blue Shield, one of the largest, most established health insurers in the nation.
Designed To Supplement Traditional Medicare
Medicare Part A and Part B only
pay about 80% of medical costs.
That leaves Medicare beneficiaries responsible for the other 20%. Our Medicare Supplement-Type plans help fill the gap by paying for some or all of the healthcare costs that traditional Medicare does not cover.
In addition, our Supplement-Type plans come with a companion prescription drug plan to cover the cost of your prescription medications.
NEW FOR 2020:
Introducing No Deductibles & No Out-Of-Pocket Costs
This year, the Insurance Trust is offering a brand-new supplement-type plan with no deductible and no out-of- pocket costs. Our Enhanced plan is like no Medicare supplement available anywhere, and it’s available exclusively to Delta retirees, pensioners, spouses, and survivors.
For more detail about our Supplement-Type plans, review the Summary of Benefits included in this booklet.
Medicare Supplement-Type Plans
More Benefits Than Ever Before
• No network limitations and no referrals required – choose any doctor, hospital, or provider that accepts Medicare
• No deductible for inpatient care
• No deductible for outpatient care with our Enhanced plan and a low, $300 deductible for our Standard plan
• An out-of-pocket maximum to cap your yearly medical expense to no more than $1,500 annual and $0 for our Enhanced plan
• No paperwork – providers submit claims directly on your behalf
• Foreign travel and emergency care coverage
• Telehealth visits with a board-certified doctor or licensed therapist on your smartphone, tablet, or computer
Insurance Trust For Delta Retirees | 2020 Benefits & Resources Guide | 9