Page 7 - Benefits-Guide-2020
P. 7
Medicare Plans
For Delta Retirees
Medical And Prescription Drug Coverage
The Insurance Trust for Delta Retirees has put together an exclusive lineup of Medicare plans, each with a companion prescription drug plan.
• Choose from two Medicare Advantage plans
• Or one of two Medicare Supplement-Type plans, including our newest plan with no deductibles or out-of-pocket costs
All our plans offer unique advantages you won’t find anywhere else, including:
• A choice of doctors and hospitals with no network limitations
• Rates that don’t increase based on age or location
• Available in all 50 states and Puerto Rico
• Low (if any!) out-of-pocket annual
maximums and deductibles
• LiveHealth Online real-time telehealth services
• Hearing aid discounts
• Affordable access to dental and vision coverage
• Foreign travel and emergency care coverage
See 25,000 Delta retirees already
selected our Medicare plans.
Call a Medicare Enrollment Advocate for unbiased assistance comparing plan benefits to determine which Medicare option works best for you: (877) 325-7265, and choose Option 2. Or start the sign-up process at www.itdr.com.
Understanding Medicare Supplements & Medicare Advantage Plans
Medicare does not cover all your healthcare costs. In fact, Medicare Part A and Part B only cover about 80% of medical expenses.
Medicare Supplement plans, also called “Medigap” plans, supplement your
basic Medicare coverage. If you choose one of these plans, you still have your Medicare Part A and Part B coverage plus additional insurance to pay part – or all – of what Medicare does not cover.
Medicare Advantage plans completely replace your Part A and Part B Medicare insurance. You no longer have a Medicare card. Instead, you’re covered by the Medicare Advantage plan for
all your healthcare needs. Medicare Advantage plans offer comprehensive coverage, and you are usually responsible for a copayment when you access care. These plans often have lower monthly premiums.
Why
Insurance Trust For Delta Retirees | 2020 Benefits & Resources Guide | 7
