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https://aptia365.com/atlanticunionbank 19 Copyright 2024 Aptia Insurance Services Group, LLC. All rights reserved.Life and Accidental Death and Dismemberment AD&D insurance can provide important financial protection for your family.Securian (Minnesota Life)Employer-Paid Term Life and AD&D InsuranceYour employer provides you with a base level of teammate term life and AD&D insurance at no cost to you. Imputed Income applies after the first $50,000 of coverage. This coverage provides a benefit of one times your salary, up to $750,000.Optional Teammate-Paid Term Life and AD&D InsurancePlan DetailsTeammate Term Life* Elect in multiples of your salary, $1,000 increments, up to seven times your salary or $1,000,000 whichever is lessTeammate AD&D** Elect in $25,000 increments, up to $1,000,000Spouse/Domestic Partner Term LifeElect in $10,000 increments, up to $100,000, not to exceed 100% of Teammate coverageChild Term Life%u2020 Elect in $5,000 increments, up to $20,000. Coverage ends at age 26*Benefit reduction due to age may apply. Review plan documents for additional details.**You may elect Optional AD&D coverage for yourself, or for yourself and your family. If Family AD&D is elected, dependent coverage is a portion of Teammate coverage and all of your eligible dependents are covered under one rate. No EOI is required for Optional AD&D coverage.%u2020All eligible children are covered for Child Term Life.This coverage is tied to your employment and typically ends if you leave your employer. However, you may be offered the opportunity to retain coverage on your own with the same insurance carrier.Evidence of Insurability (EOI):All increases in Teammate Supplemental Life and Spouse Life Insurance during Open Enrollment requires Evidence of Insurability (EOI). Child Life and AD&D are always guaranteed issue.Don%u2019t Forget to Select a Beneficiary!Choose a beneficiary to receive the policy%u2019s benefit payment in the event of the insured person%u2019s death. The employee is automatically listed as the beneficiary for dependent coverage.Guarantee Issue Limits%u2022 Teammate Supplemental Term Life: Elect up to four times your salary, not to exceed $500,000%u2022 Spouse Life: Elect up to $30,000%u2022 Child Life: All Guarantee IssueLife and Accidental Death and Dismemberment Insurance