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https://aptia365.com/horacemann 21 Copyright 2024 Aptia Insurance Services Group, LLC. All rights reserved.If you become disabled and are unable to work, disability insurance can replace a percentage of your lost income to help you continue to pay living expenses.MetLifeEmployer-Paid DisabilityEmployer-Paid Short Term Disability Employer-Paid Long Term DisabilityBenefit Provided 66.67% of salary 50% of salaryMaximum Benefit Amount $5,000 per week For details visit https://aptia365.com/horacemannMaximum Benefit Period(including waiting period)13 weeks Until you no longer meet the definition of disability or reach the maximum benefit duration as defined by the policyWaiting Period 14 days 90 daysOptional Buy-Up Plan No Yes**For buy-up cost and coverage details, visit https://aptia365.com/horacemann.Base levels of coverage are completely paid by your employer, and you have the option to elect additional Long-Term Disability coverage if needed. Visit https://aptia365.com/horacemann for coverage and cost information. If your employer is required under state law to offer you short term disability benefits, your disability benefits will be coordinated between your employer and the state. Check with your employer if this applies to you.For additional plan details, visithttps://aptia365.com/horacemannDisability Insurance