Page 10 - Demo

Anthem Blue Cross Blue Shield Medicare Supplement-Type Plans
Our Supplement-Type plans offer complete flexibility with low or no out- of-pocket expenses. And, like all of our Medical plans, our Supplement-type plan is provided by Anthem Blue Cross Blue Shield, one of the largest, most established health insurers in the nation.
Designed To Supplement Traditional Medicare
Medicare Part A and Part B only
pay about 80% of medical costs.
That leaves Medicare beneficiaries responsible for the other 20%. Our Medicare Supplement-Type plans help fill the gap by paying for some or all of the healthcare costs that traditional Medicare does not cover.
Enrollment in the Trust’s Prescription Drug Plan is automatic when selecting a Medical Plan. However, they are separate plans with different costs.
EXCLUSIVE PLAN OPTION
No Deductibles
& No Out-Of-Pocket Costs
The Insurance Trust offers an Enhanced Supplement-Type plan you won’t find elsewhere, with no deductible and no out-of-pocket costs. You pay your Plan Premium and your Medicare Part B premium, and then you have no deductible or out-of-pocket cost for the year...no bills!
For more detail about our Supplement- Type plans, please review the Summary of Benefits on pages 28 of this guide.
More Benefits Than Ever Before
• No network limitations and no referrals required – choose any doctor, hospital, or provider that accepts Medicare
• No deductible for inpatient care
• No deductible for outpatient care with our Enhanced plan and a low, $300 deductible for our Standard plan
• An out-of-pocket maximum to cap your yearly medical expense to no more than $1,500 annual and $0 for our Enhanced plan
• No paperwork – providers submit claims directly on your behalf
• Foreign travel and emergency care coverage
• Telehealth visits with a board-certified doctor or licensed therapist on your smartphone, tablet, or computer
10 | Insurance Trust For Delta Retirees | 2021 Benefits & Resources Guide