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Anthem Blue Cross Blue Shield Medicare Advantage Plans (Standard, Enhanced, and NEW FOR 2021 — Enhanced Plus)
Medicare Advantage = Comprehensive Coverage
• Your Medicare Part A, Part B, and additional benefits all administered and managed by Anthem.
• $0 copay for preventive care, including annual wellness visits, flu and pneumonia vaccines, mammograms, and colonoscopies
• Coverage in all 50 states, plus Puerto Rico
• Flexibility to use any doctor or hospital
who accepts Medicare and the plan
• One ID card, so you can leave your Medicare card at home
• One Explanation of Benefits
• Foreign travel and emergency care coverage
• Telehealth visits with a board-certified doctor or licensed therapist on your smartphone, tablet, or computer
If you’re eligible for Medicare, then you can enroll in one of three Medicare Advantage plans offered by the Insurance Trust: our Standard Plan, Enhanced Plan, or NEW Enhanced Plus Plan.
Like all of our medical products, our Medicare Advantage plans are provided by Anthem Blue Cross Blue Shield, so you’ll have peace of mind knowing your healthcare is covered by one of the largest, most established health insurers in the nation.
Both the Standard and Enhanced
plans cover all your inpatient (Part A) and outpatient (Part B) care. You’re responsible for copayments (and a small deductible with the Standard Plan).
Enrollment in the Trust’s Prescription Drug Plan is automatic when selecting a Medical Plan. However, they are separate plans with different costs.
Please review the Summary of Benefits beginning on page 28 for plan details.
Three Medicare Advantage Options: What’s The Difference?
Our three plans offer different price points and structures to meet the financial needs of our Members.
The Standard Plan has a $750 deductible. The Enhanced and Enhanced Plus plans have no deductible.
The Standard Plan and the Enhanced Plan both have a $2,500 out-of-pocket maximum, and the Enhanced Plus Plan has a lower, $1,500 out-of-pocket maximum.
With the the Standard and Enhanced Plans you pay copays for most services; with the Enhanced Plus plan, you generally pay 10% coinsurance.
All three plans are PPOs, with no network restrictions. So, you’ll have the freedom to see any provider who accepts Medicare and the Anthem plan, and you don’t need referrals.
Insurance Trust For Delta Retirees | 2021 Benefits & Resources Guide | 9