Page 4 - Benefits-Guide-2020

The Basics
When Can You Enroll? Turning 65?
You can enroll up to three months before the month in which you turn 65. Enrolling at least 45 days prior to your birthday month allows enough time
to ensure coverage and to receive ID cards for your plan(s).
Already 65 And Considering Something New?
If you have never been enrolled in a plan from the Insurance Trust, you may enroll during the Annual Enrollment Period.
Over 65 And Still Working At Delta?
You are eligible as soon as you retire. Remember, you must enroll no later than the month after your group health coverage ends and within eight months after you separate from your employer – whichever happens sooner. So to get started as soon as you have a retirement date in mind.
Spouse Over 65?
Spouses age 65+ are eligible to enroll in Insurance Trust Plans regardless of the Delta employee or retiree’s age or enrollment status.
Enrollment
Who Is Eligible?
If you’re reading this, you’re likely part of the Delta Air Lines family, and, therefore, likely eligible to participate in the exclusive offerings available through the Insurance Trust.
If you are a retiree, pensioner, spouse,
or survivor of an employee of Delta Air Lines, Inc., a Delta Subsidiary, or any entity (and its subsidiaries) acquired by, or merged with Delta, you are eligible to take advantage of our exclusive insurance products – including Medicare plans that have been called the “best deal out there.”
If you’re currently working at Delta, you’ll become eligible upon your retirement. Plus, spouses age 65+ are eligible to enroll in Medicare and the Insurance Trust Benefit Plans regardless of the Delta employee
or retiree’s age or enrollment status.
Of course, you must be eligible for Medicare to take advantage of our Medicare offerings. In addition, you must reside
in the United States or its territories.
Ready To Get Started?
Enroll online at www.itdr.com
or call (877) 325-7265 and select Option 2 to speak with a Medicare Enrollment Advocate, who can provide unbiased help evaluating benefits
and comparing plan options.
4 | Insurance Trust For Delta Retirees | 2020 Benefits & Resources Guide