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https://aptia365.com/atlanticunionbank 4 Copyright 2024 Aptia Insurance Services Group, LLC. All rights reserved.2025 Open Enrollment ...................................................2Your EnrollmentHow to Enroll......................................................................5Benefits Eligibility.............................................................6Health BenefitsChoosing the Right Medical Plan................................7Diabetes Management and Prevention................... 11Comprehensive Weight Management ..................... 11Musculoskeletal Support.............................................. 12Building Healthy Families Program.......................... 12Benefits of a Pre-Tax Spending or Savings Account .............................................................................. 13Dental Insurance.............................................................. 16Vision Insurance............................................................... 17Teammate Contributions ............................................. 18Financial ProtectionLife and Accidental Death and Dismemberment Insurance............................................................................ 19Disability Insurance.......................................................20More Benefit OptionsLegal Plan........................................................................... 21Pet Insurance ....................................................................21Important InformationContact Information ......................................................22Key Words to Know .......................................................23Legal Notices................................................................... 24This Benefits Decision Guide provides an overview of the benefits available to eligible employees and their dependents. It should not be relied on as a binding legal document. In the event of any discrepancy, the official plan documents will govern in all cases.Questions?Aptia365 is ready to help you understand your options and make the right choices for your needs and budget.Benefit counselors available: Monday %u2014 Friday, 7 am %u2014 9 pm & Saturday, 10 am %u2014 2 pm ET Phone: 800-200-3075 https://aptia365.com/atlanticunionbankVirtual assistance is available 24/7 or chat with a live Benefits Counselor Monday %u2014 Friday, 7 am %u2014 9 pm ET ChatWhat%u2019s Inside