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https://aptia365.com/horacemann 5 Copyright 2024 Aptia Insurance Services Group, LLC. All rights reserved.Below are the coverage offerings that are updated or new for 2025. More details about the plans can be found in this guide and at https://aptia365.com/horacemann. Vision Plans%u2022 You will be offered two network options - VSP Choice (current network) and Superior Vision (new network).%u2022 The coverages for each network are very similar; yet, different providers are included in eachnetwork. Dental Plans%u2022 You will be offered the same dental plans as last year. Medical Plans%u2022 You will be offered the same $2,000 Deductible and $4,500 Deductible medical plans as last year.%u2022 The $3,200 Deductible Plan has been replaced by a $3,300 Deductible Plan.Other Changes%u2022 Aptia365: We are now partnering with Aptia365 for your benefits enrollment. You will now access yourbenefits through https://aptia365.com/horacemann while still receiving the same exceptional services and features.%u2022 During Annual Enrollment: Evidence of Insurability (EOI) is required for anyone who is newly electing voluntary life insurance, or any existing participants who wish to increase their level of voluntary life insurance coverage. %u2022 BCBS of IL Plan members will have access to an enhanced telehealth, behavioral health and musculoskeletal management solutions.%u2022 MetLife Supplemental Health Coverage: We have enhanced the current: %u2022 Critical Illness plan by offering new covered conditions including benign brain tumor, skin cancer, childhood conditions category, progressive disease category, functional loss category and COVID-19 as a covered benefit. %u2022 Accident plan by providing a higher benefit for all covered conditions and an organized sports benefit is now included. %u2022 Hospital Indemnity plan to offer coverage for pregnancy including routine and complication.What%u2019s New for 2025