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https://aptia365.com/horacemann 13 Copyright 2024 Aptia Insurance Services Group, LLC. All rights reserved.Save money on your healthcare and dependent care costs through the use of tax-advantaged accounts that allow you to use before-tax dollars to pay for eligible expenses. For additional details about the following accounts, visit https://aptia365.com/horacemann.Access Your Accounts AnywhereThe %u201cAccounts by Aptia%u201d mobile app is available for Healthcare Flexible Spending Accounts, Dependent Care Flexible Spending Accounts, Health Savings Accounts and Commuter Benefits. Use it to view account balances, upload receipts, review plan details, see your account activity and contact customer service.Download the app from the App Store or Google Play. If you are enrolling in a spending and savings account for the first time, you will receive app login information in your welcome communication. If you are currently enrolled in an account but have not yet downloaded the mobile app, follow the in-app directions to complete the new user registration process. What Are Eligible Healthcare Expenses?For a complete list of eligible expenses, visit www.irs.gov and see Publication 502. Some examples may include:%u2022 Office visits and lab work%u2022 Prescription drugs%u2022 Hospital stays%u2022 Speech/occupational/physical therapy%u2022 Dental and vision care%u2022 Eligible over the counter medications and suppliesReminder: Keep documentation to support your use of the money in these accounts for tax purposes.The FSA/HSA StoreThe FSA/HSA Store is an online resource that allows you to easily access an extensive FSA and HSA Eligible Expenses list and a variety of health and wellness related articles. You can also make online purchases of FSA and/or HSA eligible supplies and products. Look for the link in your Aptia365 personal dashboard and use the FSA/HSA Store to ensure you are getting the most out of your benefits. Spending and Savings Accounts